1031 exchanges · Profile
OneZero3One: Services, Fees, and How It Holds Exchange Funds
A profile of OneZero3One, a New Jersey 1031 qualified intermediary: services, its published $1,500 fee, how it says funds are held, and what it does not publish.
- Who this is for
- A real estate investor, or their CPA or attorney, deciding whether to use OneZero3One as the qualified intermediary for a 1031 exchange.
- Scope and date
- onezero3one.com (home, trust, fees, disclosures and tools pages), checked 6 October 2026, and New Jersey's public business records, checked 22 September 2026. We did not read an exchange agreement, bank documents or insurance certificates.
Short answer
OneZero3One is a New Jersey limited liability company that acts as a qualified intermediary for 1031 exchanges [1][2]. It publishes its fee, $1,500 for a standard forward exchange [3], and says exchange funds are held in segregated accounts at an FDIC-insured bank [4][1]. It is a new company, formed in September 2026 [5], and its site does not state a fidelity bond or errors-and-omissions policy [1], so ask for the documents before you sign.
Key facts (checked 6 October 2026)
- Company and role
- onezero3one.com identifies the company as ONEZERO3ONE LLC, a New Jersey limited liability company that acts as a qualified intermediary only under a written exchange agreement.[1][2] Brand-reported
- Formed
- New Jersey's business records listed ONEZERO3ONE LLC as formed on 15 September 2026.[5] Verified
- Exchange types
- OneZero3One says it handles forward, reverse and improvement exchanges, and reviews each file, including any state requirements, before an exchange agreement is signed.[1] Brand-reported
- Fees
- OneZero3One lists $1,500 for a forward exchange with one relinquished and one replacement property and $200 for each additional replacement property; reverse and improvement exchanges are quoted in writing, and the fee is not refundable once the exchange agreement is signed.[3] Verified
- Where funds are held
- OneZero3One says exchange funds are held in segregated accounts at an FDIC-insured bank, and adds that it is not a bank and that pass-through deposit insurance depends on how the account is titled and on the standard limits.[4][1] Brand-reported
- Wire verification
- OneZero3One says wire instructions are confirmed by phone before any funds are sent.[1] Brand-reported
- Bond and insurance
- OneZero3One's trust page does not state a fidelity bond or an errors-and-omissions policy of its own, and does not name the bank; it says the bank name and account titling are available on request before signing.[1] Verified
- Where it can act
- OneZero3One says it intends to serve owners throughout the United States, and that whether it can act in a particular exchange depends on state requirements and is confirmed before an exchange agreement is signed.[4] Brand-reported
- Advice
- OneZero3One states that it does not give tax, legal, accounting or investment advice.[4] Verified
- Free tools
- onezero3one.com has three free calculators (45 and 180-day deadlines, tax deferred by an exchange, depreciation recapture), a printable exchange checklist, 11 guides and 22 state pages.[6] Verified
- Contact
- onezero3one.com lists (844) 776-1031, info@onezero3one.com and an inquiry form, with hours of Monday to Friday, 9am to 6pm Eastern.[2] Verified
What OneZero3One does
A qualified intermediary takes assignment of the sale contract, receives the sale proceeds in place of the owner, holds them, and delivers them to the closing of the replacement property [7]. The owner must identify replacement property within 45 days and close within 180 days [7][8]. OneZero3One says it does this for forward, reverse and improvement exchanges, only under a written exchange agreement, after reviewing the file and any state requirements [1][2][1].
It does not give tax, legal, accounting or investment advice [4]. Whether an exchange suits you is a question for your own tax adviser or attorney.
Fees
| Item | Listed fee |
|---|---|
| Forward exchange, one relinquished and one replacement property[3] | $1,500 |
| Each additional replacement property[3] | $200 |
| Reverse and improvement exchanges[3] | Quoted in writing for each transaction |
| Refund[3] | Not refundable once the exchange agreement is signed |
Your closing agent's fees, title insurance, transfer taxes and your advisers' fees are separate. Prices can change; check the fees page.
Publishing a fee at all is not universal among intermediaries [9][10]. The fee is only part of the cost: OneZero3One's fees page does not say who receives the interest earned while it holds your funds [3], and on a large exchange that can matter more than the fee. Ask for the rate and who keeps it.
How it says exchange funds are protected
OneZero3One's own disclosures note that no federal agency licenses qualified intermediaries [4], so the protection is in the account structure, the agreement and any insurance. It says funds are held in segregated accounts at an FDIC-insured bank and that wire instructions are confirmed by phone before money moves [4][1][1]. It also says plainly that it is not a bank and that deposit insurance depends on how the account is titled and on the standard limits [4][1]. Its trust page adds that large exchanges commonly exceed those limits [1].
Its trust page sets out the questions to ask any intermediary and gives its own answer to each.
What it does not publish
- A track record. The company was formed in September 2026 [5], and its site does not say how many exchanges it has handled or name the people who run it [2][1].
- A fidelity bond or errors-and-omissions policy. Neither is stated on the trust page [1].
- The bank. The name and account titling are available on request before signing [1].
- Who receives the interest on exchange funds [3].
Free tools and guides
The site has three calculators, a printable checklist, 11 guides and 22 state pages [6]: a 45 and 180-day deadline calculator, an exchange tax calculator, a depreciation recapture calculator, the exchange checklist, the guides and the state pages. We did not test the calculators' arithmetic; treat the results as estimates for your tax adviser to confirm.
Who it may suit
OneZero3One may suit an investor who wants the fee stated before the first call and is prepared to do the due diligence a new intermediary calls for [3][5]. An investor who wants a long operating history or a stated bond should ask for both, and compare the answers with another intermediary's.
Limitations of this page
- This profile describes what OneZero3One publishes. We have not reviewed its exchange agreement, bank arrangements or insurance, and we have not assessed any client's outcome.
- Fees and terms can change; confirm them in writing.
- Nothing on this page is tax or legal advice.
Next step
How we assessed this
Criteria fixed on September 14, 2026, before any candidate was assessed. Assessment is qualitative; we do not publish scores. A role, credential, fee or protection that is not publicly verifiable is recorded as “not verified.” We compare like roles only: a qualified intermediary is not compared with a tax adviser or a broker.
- Verified role and credentials
- Service scope and hand-offs
- Pricing transparency
- Fund protection by the QI
- Communication process and independently supported experience
Sources
Sources are summarised in our own words. “Company source” means the company describing itself; we label those claims as brand-reported.
- [1]Trust: what to check before you trust anyone with exchange funds — ONEZERO3ONE LLC
Company source · checked October 6, 2026
The company's own due-diligence table: legal name and state, role, where funds are held, wire call-back, fee in writing, acceptance confirmed before signing, documents on request. Says it handles forward, reverse and improvement exchanges. It lists a fidelity bond or errors-and-omissions policy as a question to ask any intermediary but states no such coverage of its own. Brand statements; we did not see the exchange agreement or bank documents.
↩ Back to text - [2]onezero3one — 1031 exchange qualified intermediary — ONEZERO3ONE LLC
Company source · checked October 6, 2026
Company homepage: describes the qualified intermediary role step by step, what the company does and does not do (no tax or legal advice; acts only under a written exchange agreement), and gives (844) 776-1031, info@onezero3one.com and Monday to Friday, 9am to 6pm Eastern. The pages we read name no individuals and give no exchange count or years in business.
↩ Back to text - [3]Fees: what an exchange costs — ONEZERO3ONE LLC
Company source · checked October 6, 2026
Lists $1,500 for a forward exchange with one relinquished and one replacement property and $200 for each additional replacement property; reverse and improvement exchanges are quoted in writing; the fee is not refundable once the exchange agreement is signed. Does not say who receives interest on exchange funds.
↩ Back to text - [4]Disclosures — ONEZERO3ONE LLC
Company source · checked October 6, 2026
Says the company gives no tax or legal advice, intends to serve owners throughout the United States subject to state requirements confirmed before signing, and holds exchange funds in segregated accounts at an FDIC-insured bank, with the caveat that it is not a bank and pass-through coverage depends on account titling and limits.
↩ Back to text - [5]Business name search — New Jersey Division of Revenue and Enterprise Services
Government or regulator · checked September 22, 2026
Public business records search, which needs an interactive query. On 22 September 2026 it listed ONEZERO3ONE LLC as a New Jersey limited liability company formed on 15 September 2026. A registration shows that a company exists, not its experience or financial strength.
↩ Back to text - [6]1031 exchange tools — ONEZERO3ONE LLC
Company source · checked October 6, 2026
Three calculators (deadlines, tax deferred, depreciation recapture) said to run in the browser, a printable checklist and links to guides. The site's sitemap listed 11 guides and 22 state pages on 6 October 2026. We did not test the arithmetic.
↩ Back to text - [7]26 CFR § 1.1031(k)-1 — Treatment of deferred exchanges — Legal Information Institute, Cornell Law School
Independent source · checked September 14, 2026
Mirror of the Treasury regulation: identification and exchange periods, identification rules, the qualified intermediary safe harbor and limits on access to exchange funds. Confirm current text at ecfr.gov before quoting.
↩ Back to text - [8]Instructions for Form 8824 — Internal Revenue Service
Government or regulator · published or updated April 30, 2026 · checked September 14, 2026
Explains reporting of like-kind exchanges, the 45-day identification and 180-day exchange periods, and additional reporting for related-party exchanges.
↩ Back to text - [9]IPX1031 homepage — IPX1031
Company source · checked September 14, 2026
Example of a large intermediary's public protection statements (fidelity bond, performance guaranty, E&O amounts); no public fee figures. Brand claims.
↩ Back to text - [10]Asset Preservation, Inc. homepage — Asset Preservation, Inc.
Company source · checked September 14, 2026
Example of intermediary protection statements (non-commingled accounts, bond, E&O, parent-company assurance); no public fee figures. Brand claims.
↩ Back to text